Groupe Mutuel Prévoyance

Activity Report 2025

Editorial

A pension provider that creates value

Since 2024, Groupe Mutuel Prévoyance-GMP has become part of Fondation Collective Groupe Mutuel. This new, innovative and effective organisational model makes it easy to offer a range of pension solutions within a single foundation, whilst preserving the autonomy of each member entity.

Within this framework, the Groupe Mutuel Prévoyance-GMP joint fund pursued its objectives throughout 2025, continuing to provide long-term support to affiliated companies and securing the future of insured employees. Priorities focused on the continuous improvement of service quality and on creating sustainable value for the benefit of all insured members.

Thanks to sound management, robust governance and an efficient organisation, Groupe Mutuel Prévoyance-GMP is now able to offer stability, continuity and long-term prospects to its members, whilst remaining attentive to the practical needs of companies and their employees. Assets now stand at close to CHF 3.5 billion, with a coverage ratio of 114.7% and total turnover of CHF 231 million.

Sustainable and responsible investments

A resolutely forward-thinking customer-focused approach

Our ambition is clear: to be not only a provider of pension solutions, but above all a genuine partner, capable of supporting businesses in a rapidly changing environment.

Our customer portal, which has been upgraded in recent years, plays a central role in this approach. The portal enables an interactive and secure exchange between the employer, its employees and the pension provider. Insured employees can now view the status of their individual accounts at any time, carry out various simulations – particularly regarding home ownership incentives, top-ups or retirement planning – and access their pension information with complete transparency.

2025: exceptional business momentum

During the 2025 financial year, Groupe Mutuel Prévoyance-GMP achieved unprecedented success. Its business growth exceeded previous results, with 403 companies joining the foundation and an annual premium volume exceeding CHF 25.2 million.

The sectoral and geographical diversity of the affiliated companies contributes to the foundation’s overall stability and strengthens its national presence. This also confirms the attractiveness of the solutions on offer and the trust placed in the foundation.

ESG: sustainable and responsible investments

Throughout 2025, we continued to build on and strengthen measures relating to the positioning of assets through an ESG perspective. The annual audit by Conser - ESG verifier SA awarded GMP’s portfolio a rating of A-, with the benchmark remaining at B+.

Key figures

2025

0

Balance sheet total 2025 (in billion CHF)

0

Number of employers affiliated to GMP as at 31.12.2025

0

Number of persons who contributed during the 2025 financial year

0,13%

Investment performance in 2025

0,7%

Coverage ratio for GMP in 2025

0,5%

Remuneration interest for 2025 (2,25% more than the statutory minimum rate)

Groupe Mutuel - Reports 2025

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